64 documents · Created 3/23/2026

Contradictions

​

​

Cronin_2022-08-01 Detail Transaction History.PDF

Mr. Cooper loan number 0292935652 DETAIL TRANSACTION HISTORY This document is a detailed transaction history for Mr. Cooper, account number 0292935652. It outlines various transactions including corporate advance adjustments, escrow adjustments, hazard insurance disbursements, county tax disbursements, and other related banking activities. The dates range from December 2013 to August 2022.—

transaction history mortgage escrow tax insurance advance adjustment

​

OtherCopyDISCOVERY DOCUMENTS FROM NATIONSTAR.pdf

04/02/2011 Nationstar Mortgage  loan number 0596639383 FINAL REQUEST - Making Home Affordable Modification Program Letter This document is a letter from Nationstar Mortgage to Casey N Cronin and Brian M Jones, regarding their request for the Making Home Affordable Modification Program. It outlines the documents required to be returned by 04/17/2011 for evaluation and states that during the evaluation period, the home will not be referred to foreclosure or sold.—

​

OtherCopyGmail - 2750 LA DARRAH ST, EUGENE, OR 97404 _ L2000FN.pdfcomplete02/15/2022LegalEscalations (Auction.com)N/AN/AEmail regarding 2750 LA DARRAH ST, EUGENE, OR 97404 / L2000FNEmailThis document is an email from LegalEscalations at Auction.com to Nikki Perry. It states that an inquiry has been submitted to management contacts at Fannie Mae regarding the property at 2750 LA DARRAH ST, EUGENE, OR 97404 / L2000FN.—

FannieMaepropertyinquiry

OtherCopyLaneCnty-OR_A&T_TaxlotRecord_1704113201103.pdf_08132025.pdfcompleteAug 13, 2025Lane County Assessment and TaxationLane County, Oregon1704113201103Real Property Tax Lot RecordRecordThis document is a Real Property Tax Lot Record from Lane County Assessment and Taxation. It provides an overview of a specific property, including a listing of documents affecting ownership and/or property boundary changes, and a scanned tax lot record image with legal description changes. The record lists several quit claim deeds and one trustee deed, along with their dates and effective years.—

RealEstatePropertyTaxDeedQuitClaimDeedTrusteeDeedLandRecords

OtherCopyln5.pdfcomplete5/11/2018Jackie RileyNot applicable0292935652LoanSphere BK/FC Notes Excel Spreadsheet GeneratorReportThis document is an Excel spreadsheet generated from LoanSphere, detailing notes for loan number 0292935652. It includes information on various events, processes, and notes related to the loan, such as auto notes, event updates, and new image comments. The entries are primarily from McCarthy & Holthus LLP, CustomDev DMC System, and DTAuto Proc, LPS Default Solutions.—

loanforeclosuredebtnoteslegal_

OtherCopyloan notes1.pdfcomplete5/11/2018LoanSphere BK/FCN/A (internal report)0292935652LoanSphere BK/FC Notes Excel Spreadsheet GeneratorReportThis document is an internal report generated by LoanSphere BK/FC, detailing notes and actions related to loan number 0292935652. It includes various event updates, auto notes, and new image comments regarding foreclosure processes, debt validation requests, and fees/cost requests.—

foreclosuredebtfeescostsloan

OtherCopymers servicerid.org.jpegcomplete11/29/2010

Nationstar Mortgage LLCN/A1000104-0206136400-0MERS ServicerID Record MatchRecordThis document is a MERS ServicerID record showing that MIN 1000104-0206136400-0, associated with Nationstar Mortgage LLC, was deactivated on 11/29/2010 and all other data has been purged. It appears to be a result of a search query on the MERS ServicerID database.—

MERSMortgageServicerIDDeactivationRecordComplianceNationstar

OtherCopyMISCAgency (1).pdfcompleteN/APetitionerOREGON JUDICIAL DEPARTMENT, Appellate Court Records SectionN/AINFORMATION ON FILING A PETITION FOR JUDICIAL REVIEW (Miscellaneous Agency)InformationThis document provides information on how to file a petition for judicial review in the Oregon court system. It outlines the general information, filing procedures, and what happens after a petition is filed, including information about fees, service of process, and preparing briefs. It also covers what to do if a party disagrees with the Court of Appeals decision.—

judicialreviewappellateprocedurefilingmotionsbriefsappealscourtsadministrativefees

OtherCopyMISCAgency.pdfcompleteNonePetitionerCourt of Appeals of the State of OregonNoneInformation on Filing a Petition for Judicial ReviewPetitionThis document provides information and instructions on how to file a petition for judicial review with the Oregon Court of Appeals. It outlines the process, requirements, filing fees, and what to expect after filing. It also includes instructions for completing the petition, certificate of filing, and certificate of service.—

judicial reviewpetitionappellate courtfiling feesadministrative law

OtherCopymr cooper servicer.jpgcompleteN/AFederal National Mortgage AssociationN/A164799311v1Servicer's Scope of ResponsibilitiesNoticeThis document outlines the responsibilities of Mr. Cooper as a loan servicer, including receiving legal notices and processing payments. It also identifies Federal National Mortgage Association as the owner of the loan and the entity authorized to receive legal notices and exercise ownership rights. Contact information for a dedicated loan specialist and operating hours are provided.—

loanservicerownershipmortgagenoticespaymentslegalnoticesresponsibility

OtherCopyNATIONSTAR ACCOUNTING OF LOAN.pdfcomplete8/01/22Mr. CooperN/ASR497CR-02DETAIL TRANSACTION HISTORYN/AThis document is a detailed transaction history for loan number 292935652, provided by Mr. Cooper. It lists various transactions including payments, disbursements, late charges, and other adjustments with their corresponding dates, amounts, and how they were applied to principal, interest, and escrow. The document covers transactions from November 2014 to April 2015.—

loantransactionspaymentdisbursementfeesescrowinterest,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,history

OtherCopyScreenshot_20220412-161347.pngcompleteN/ANATIONSTAR DBA MR CON/AN/AClosed AccountsN/AThis document appears to be a screenshot from a mobile banking application or similar financial service. It displays information about "Closed Accounts," specifically one associated with "NATIONSTAR DBA MR CO," which is also marked as "Account Closed." The bottom of the screen has navigation options: "Today," "Credit," "Money," and "Explore." A partial phrase "Lenders like to see that you have experience successfully" is also visible, suggesting advice about credit or loan applications.—

closed accountsfinancialcreditlendersNATIONSTAR

OtherCopyScreenshot_20220412-161406.pngcompleteN/A (not a legal document, nor does it contain a filing date)NATIONSTAR DBA MR CON/AN/ABalance Decrease NotificationNotificationThis document is a notification indicating a balance decrease of $250,493 for NATIONSTAR DBA MR CO. It congratulates the recipient on paying down their balance.—

balancedecreasepayment

OtherCopyServiceLink settlement statement (loan 2).pdfcomplete06/29/2013Casey N. Cronin and Brian M. JonesLANE County, State of Oregon26367794Settlement Statement (HUD -1)Settlement StatementThis document is a settlement statement detailing the financial transactions and charges related to a property closing. It outlines the gross amounts due from and to the borrower and seller, adjustments, and a breakdown of settlement charges and loan terms. The statement indicates an effective date of June 21, 2013, and a settlement date of June 29, 2013.—

settlementloanpropertymortgageescrowtaxes

OtherCopySunTrust GoodBye Letter.pdfcompleteNovember 12, 2010SunTrust MortgageN/A0206136400 (SunTrust Mortgage) / 596639383 (Nationstar Mortgage LLC)NOTICE OF ASSIGNMENT, SALE OR TRANSFER OF SERVICING RIGHTSNoticeThis document is a notice from SunTrust Mortgage, Inc. to their client(s) regarding the transfer of their mortgage loan servicing to Nationstar Mortgage LLC, effective December 1, 2010. It outlines important information about the transfer, including payment addresses, contact information for Nationstar Mortgage LLC, and consumer rights under the Real Estate Settlement Procedures Act (RESPA).—

mortgageservicingtransferRESPAloannoticeassignmentsale

OtherCopy2015-corporate assignment of Deed of Trust.pdfcomplete05/27/2015MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS DESIGNATED NOMINEE FOR NATIONSTAR MORTGAGE LLCLane County Clerk, Lane County Deeds and Records2015-023058CORPORATE ASSIGNMENT OF DEED OF TRUSTAssignmentThis document is a Corporate Assignment of Deed of Trust where Mortgage Electronic Registration Systems, Inc. (Assignor) assigns its interest in a Deed of Trust to Nationstar Mortgage LLC (Assignee). The original Deed of Trust was dated 06/29/2013, executed by Casey N. Cronin and Brian M. Jones, and recorded on 07/09/2013 in Lane County, Oregon. The assignment was dated 05/14/2015 and acknowledged by Alyssa Williams, Assistant Secretary.—

assignmentdeedtrustmortgage

OtherCopyAltered Trust Deed Upon Sale submitted exparte after qiuet title reinstatement.pdfcomplete04/25/2017Quality Loan Service Corporation of WashingtonLane County Clerk, Lane County2017-020141TRUSTEE'S DEED UPON SALEDeedThis Trustee's Deed Upon Sale, dated 4/24/2017, documents the transfer of property from Quality Loan Service Corporation of Washington to Federal National Mortgage Association ("Fannie Mae"). The transfer follows a foreclosure sale due to default on a trust deed from 6/29/2013, involving Casey N. Cronin and Brian M. Jones as grantors and Mortgage Electronic Registration Systems Inc. as beneficiary, later transferred to Nationstar Mortgage LLC. The document details the foreclosure process and the final sale to Fannie Mae for $174,219.98.—

foreclosuretrustdeedmortgagedefaultsalepropertytransfer

OtherCopyanswer with exhibits (1).pdfcomplete09/20/2012PlaintiffSuperior Court of California, County of Los AngelesBC476816ANSWER OF DEFENDANT CITIMORTGAGE, INC. TO FIRST AMENDED COMPLAINT; AND EXHIBITSAnswerThis document is the Answer of Defendant CitiMortgage, Inc. to the First Amended Complaint in the case BC476816. It includes various affirmative defenses and exhibits related to the case.—

AnswerComplaintMortgageDefenseExhibits

OtherCopycertificate of compliance fed case.pdfcomplete02/08/2017Nationstar Mortgage LLCLane County Clerk, Lane County Deeds & Records2013-037357AFFIDAVIT OF COMPLIANCE With ORS 86.748AffidavitThis document is an Affidavit of Compliance stating that the grantor(s) of a residential trust deed are not eligible for a foreclosure avoidance measure. The beneficiary, Nationstar Mortgage LLC, has complied with the requirements of ORS 86.748. The affidavit also contains a Notice of Default and Election to Sell, indicating the total amount required to reinstate and payoff the loan.—

foreclosureaffidavitcompliancedefaultmortgagetrustdeed

OtherCopyComplaint - Declaratory Judgment - CM 08-14-2024 10.51.38 119203158 90A06836-4B92-41D7-837A-0F42FD5237A6 (1).pdfcomplete1/31/2023NATIONSTAR MORTGAGE LLC d/b/a Mr. Cooper and FEDERAL NATIONAL MORTGAGE ASSOCIATIONIN THE CIRCUIT COURT OF THE STATE OF OREGON FOR THE COUNTY OF LANE23CV04280VERIFIED COMPLAINT (Quiet Title, Declaratory Action)ComplaintThis is a verified complaint filed by Nationstar Mortgage LLC d/b/a Mr. Cooper and Federal National Mortgage Association (Fannie Mae) against Casey N. Cronin. The plaintiffs are seeking to quiet title and for declaratory relief regarding a property located at 2750 La Darrah Street, Eugene, Oregon. The document details the history of the property, including a deed of trust, a trustee's deed upon sale, a loan modification agreement, and a compliance agreement, and alleges that the defendant has not complied with specific agreements.—

QuietTitleDeclaratoryActionMortgageForeclosureDeedofTrustLoanModificationPropertyBreachofContract

OtherCopycomplaint by judson submitted exparte.pdfcomplete06/27/17Casey Cronin (Plaintiff) by attorney Judson M. CarusoneUNITED STATES DISTRICT COURT FOR THE DISTRICT OF OREGON6:17-cv-998COMPLAINT (Civil Rights Violations, RESPA and State Law Claims)ComplaintThis document is a civil complaint filed by Casey Cronin against Nationstar Mortgage, LLC, Federal National Mortgage Association (FNMA), and Quality Loan Service Corporation of Washington. The plaintiff alleges discrimination based on sex and marital status related to a mortgage modification and foreclosure, citing violations of the Equal Credit Opportunity Act, Fair Housing Act, RESPA, and the Oregon Unfair Trade Practices Act. The plaintiff seeks monetary damages, restoration of property title, and rescission of the mortgage.—

Civil Rights ViolationsRESPAState Law ClaimsDiscriminationMortgageForeclosureLoan ModificationFair Housing ActEqual Credit Opportunity ActOregon Unfair Trade Practices Act

OtherCopycontract Detail for loan aquistion.pdfcomplete12/29/2010CRONIN CASEYN/A67923392CONTRACT DETAIL FOR LOAN NUMBER REDACTContractThis document outlines the contract details for loan number 67923392, associated with borrower Cronin Casey. The issue date of the contract is 12/29/2010, which is also referred to as the creation date and acquisition date. The loan amount is $217,450.00 with a 360-month term. The refinance date is July 9, 2013.—

contractloanrefinanceacquisition

OtherCopyCronin - CFK settlement (12-26-19).DOCX.pdfcompleteAs of the date all signatories below have executed the Agreement (the “Effective Date”) (Not a specific date)Casey Cronin (Plaintiff); Nationstar Mortgage LLC, Federal National Mortgage Association, and Quality Loan Service Corporation of Washington (Defendants)U.S. District Court for the District of Oregon6:17-cv-00998-JRSETTLEMENT AGREEMENT AND RELEASESettlement AgreementThis is a confidential settlement agreement and release between Casey Cronin (Plaintiff) and Nationstar Mortgage LLC, Federal National Mortgage Association, and Quality Loan Service Corporation of Washington (Defendants). The agreement addresses a previous lawsuit filed by Cronin against the defendants concerning a property at 2750 La Darrah Street, Eugene, Oregon 97404, which underwent a non-judicial foreclosure sale. The agreement details terms of payment to Cronin, withdrawal of a Lis Pendens, relinquishment of the property by Cronin, and mutual releases of claims.—

settlementreleaseforeclosuremortgagedeedpropertylitigationpayment

OtherCopyex 2b complete.pdfcompleteAugust 22, 2025Casey Cronin, Pro SeDISTRICT OF OREGON – EUGENE DIVISION6:17-cv-00998-MKPLAINTIFF'S EXHIBIT [2B]ExhibitThis document is Plaintiff's Exhibit [2B], a 2018 Federal Settlement Agreement related to a misrepresentation. It is filed in support of Plaintiff's Motion for Relief from Judgment under Fed. R. Civ. P. 60(b). The agreement outlines the terms of a settlement between Casey Cronin and Nationstar Mortgage LLC, Federal National Mortgage Association, and Quality Loan Service Corporation of Washington.—

SettlementAgreementMisrepresentationJudgmentMotionMortgageForeclosurePropertyReleaseConfidentiality

OtherCopyEx 3 complete.pdfcompleteAugust 22, 2025Casey Cronin, Pro SeDISTRICT OF OREGON – EUGENE DIVISION6:17-cv-00998-MKPLAINTIFF'S EXHIBIT [3]ExhibitThis document is Plaintiff's Exhibit [3], a SunTrust Goodbye Letter (2010 refinance transfer), filed in support of Plaintiff's Motion for Relief from Judgment under Fed. R. Civ. P. 60(b). The letter notifies the recipient of the transfer of their mortgage loan servicing from SunTrust Mortgage, Inc. to Nationstar Mortgage LLC, effective December 1, 2010. It provides contact information for both servicers and outlines consumer rights regarding mortgage loan servicing transfers.—

mortgageloantransferservicingrefinanceconsumer_rightsjudgment,

OtherCopyEx 4 complete.pdfcompleteAugust 22, 2025Casey CroninDISTRICT OF OREGON – EUGENE DIVISION6:17-cv-00998-MKPLAINTIFF'S EXHIBIT [4]ExhibitPlaintiff's Exhibit [4] is a 2011 Corporate Assignment referencing NationStar as servicer, filed in support of Plaintiff's Motion for Relief from Judgment under Fed. R. Civ. P. 60(b). The exhibit details the assignment of a deed of trust from MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (MERS) to NATIONSTAR MORTGAGE LLC.—

CorporateAssignmentMotionforReliefDeedofTrustMortgage

OtherCopyEx 4A complete.pdfcompleteAugust 22, 2025Casey Cronin, Pro SeDISTRICT OF OREGON – EUGENE DIVISION6:17-cv-00998-MKPlaintiff's Exhibit [4A]ExhibitThis document is Plaintiff's Exhibit [4A], identified as a 2011 Corporate Assignment. It is filed in support of Plaintiff's Motion for Relief from Judgment under Fed. R. Civ. P. 60(b). The exhibit shows NationStar as a servicer. The original Corporate Assignment of Deed of Trust was dated December 6, 2010, and recorded on January 3, 2011.—

motionreliefjudgmentexhibitassignmentdeedtrustmortgageservicer

OtherCopyex 4B complete.pdfcomplete08/29/2017Nationstar Mortgage LLC and Federal National Mortgage AssociationUNITED STATES DISTRICT COURT FOR THE DISTRICT OF OREGON EUGENE DIVISION6:17-cv-00998-MKDEFENDANTS NATIONSTAR MORTGAGE LLC AND FEDERAL NATIONAL MORTGAGE ASSOCIATION'S ANSWER AND AFFIRMATIVE DEFENSES TO PLAINTIFF'S FIRST AMENDED COMPLAINTAnswerThis document is an Answer and Affirmative Defenses to a First Amended Complaint. The Defendants, Nationstar Mortgage LLC and Federal National Mortgage Association, respond to the Plaintiff Casey Cronin's allegations, admitting and denying various points related to a foreclosure sale and loan modification process. They assert several affirmative defenses including failure to state a claim, setoff/recoupment, no damages, mitigation of damages, excuse of performance, waiver, estoppel, unclean hands, laches, in pari delicto, fault of plaintiff, fault of others, intervening acts, statute of limitations, no intent, causation, justification, innocent mistake, and indemnity.—

foreclosuremortgageloandiscriminationECOAFair Housing ActRESPAOregon Unfair Trade Practices Act

OtherCopyEx 4C complete.pdfcompleteAugust 22, 2025Casey Cronin, Pro SeDISTRICT OF OREGON – EUGENE DIVISION6:17-cv-00998-MKPLAINTIFF'S EXHIBIT [4C]ExhibitThis document is an exhibit filed by Casey Cronin, Pro Se, in support of a motion for relief from judgment under Fed. R. Civ. P. 60(b). The exhibit is described as a "2015 Corporate Assignment," which aims to prove no loan origination in 2013 and dual foreclosure. It appears to be a corporate assignment of deed of trust between Mortgage Electronic Registration Systems, Inc. and Nationstar Mortgage LLC.—

foreclosuremortgageassignmentdeedtrusttrust

OtherCopyex 5 complete.pdfcompleteAugust 22, 2025Casey Cronin, Pro SeDISTRICT OF OREGON – EUGENE DIVISION6:17-cv-00998-MKPLAINTIFF'S EXHIBIT [5]ExhibitThis document is Plaintiff's Exhibit 5, which is a NationStar Contract Detail for a $217,450 loan from 2010. It is filed in support of Plaintiff's Motion for Relief from Judgment under Fed. R. Civ. P. 60(b).—

contractloanjudgmentmortgage

OtherCopyex 6 complete.pdfcomplete08/02/2013Casey Cronin, Pro SeDISTRICT OF OREGON – EUGENE DIVISION6:17-cv-00998-MKPLAINTIFF'S EXHIBIT [6] Description: 2013 Substitution of Trustee and Full Reconveyance (no mention of NationStar)ExhibitThis document is Plaintiff's Exhibit [6], a 2013 Substitution of Trustee and Full Reconveyance. It is filed in support of Plaintiff's Motion for Relief from Judgment under Fed. R. Civ. P. 60(b). The document identifies Casey Cronin and Brian M. Jones as original Trustors and Mortgage Electronic Registration Systems, Inc. as the original Beneficiary.—

SubstitutionTrusteeReconveyanceMortgageJudgmentMotion

OtherCopyex 10 A and B complete.pdfcompleteAugust 22, 2025Casey CroninDISTRICT OF OREGON – EUGENE DIVISION6:17-cv-00998-MKPLAINTIFF'S EXHIBIT [10A]ExhibitThis exhibit is a State Complaint Quiet Title Action filed in support of Plaintiff's Motion for Relief from Judgment under Fed. R. Civ. P. 60(b). The document outlines Nationstar Mortgage LLC d/b/a Mr. Cooper's complaint regarding a quiet title action, detailing the property's mortgage and subsequent foreclosure proceedings. It also details an amended verified complaint filed by Nationstar against Casey N. Cronin regarding a quiet title and declaratory action.—

QuietTitleMortgageForeclosureDeclaratoryActionPropertyFannieMae

OtherCopyex parte keys settlement agreement.pdfcompleteAS OF the date all signatories below have EXECUTED the agreementCasey Cronin (Plaintiff), Nationstar Mortgage LLC (Defendant), Federal National Mortgage Association (Defendant), Quality Loan Service Corporation of Washington (Defendant)U.S. District Court for the District of Oregon6:17-cv-00998-JRSETTLEMENT AGREEMENT AND RELEASESettlement AgreementThis is a Settlement Agreement and Release between Casey Cronin and Nationstar Mortgage LLC, Federal National Mortgage Association, and Quality Loan Service Corporation of Washington. The agreement aims to resolve a lawsuit filed by Cronin against the defendants concerning a property located at 2750 La Darrah Street, Eugene, Oregon. Key terms include payments from defendants to Cronin, Cronin's relinquishment of the property, dismissal of the litigation with prejudice, and mutual releases of claims.—

settlementreleaselitigationforeclosuremortgagepropertypaymentdismissalclaimsnegligencefraudbreachcontract

OtherCopyFed answer, admit fae bought prop and dont make loans.pdfcomplete08/29/17Nationstar Mortgage, LLC and Federal National Mortgage AssociationUNITED STATES DISTRICT COURT FOR THE DISTRICT OF OREGON EUGENE DIVISION6:17-cv-00998-JRDEFENDANTS NATIONSTAR MORTGAGE LLC AND FEDERAL NATIONAL MORTGAGE ASSOCIATION'S ANSWER AND AFFIRMATIVE DEFENSES TO PLAINTIFF'S FIRST AMENDED COMPLAINTAnswerDefendants Nationstar Mortgage LLC and Federal National Mortgage Association (Fannie Mae) filed an answer and affirmative defenses to Plaintiff Casey Cronin's First Amended Complaint. Defendants deny most allegations, including those related to violations of the Equal Credit Opportunity Act, the Fair Housing Act, and the Oregon Unfair Trade Practices Act, and unlawful foreclosure. They also assert several affirmative defenses including failure to state a claim, setoff/recoupment, no damages, mitigation of damages, excuse of performance, waiver, estoppel, unclean hands, laches, in pari delicto, fault of plaintiff, fault of others, intervening acts, statute of limitations, no intent, causation, justification, innocent mistake, indemnity, and bona fide error.—

AnswerAffirmativeDefensesMortgageForeclosureCreditDiscriminationFairHousingActUnfairTradePracticesRescissionRESPADamagesWaiverEstoppelLachesStatuteOfLimitations

OtherCopyfed trust deed.pdfcomplete03/29/18Quality Loan Service Corporation of WashingtonLane County Clerk, Lane County Deeds & Records6:17-cv-00998-MKTRUSTEE'S DEED UPON SALEDeedThis document is a Trustee's Deed Upon Sale, transferring property from Quality Loan Service Corporation of Washington (trustee) to Federal National Mortgage Association ("Fannie Mae"). It references a prior trust deed dated 6/29/2013 by Casey N. Cronin and Brian M. Jones, which was foreclosed due to default in performance. The sale satisfies the grantor's obligations.—

foreclosuredeedmortgagedefaultpropertytrust

OtherCopyfed truste and deed of trust 2013.pdfcompleteN/A - Date not found on documentN/A - Filer party not found on documentN/A - Court not found on documentN/A - Case number not found on documentFEDERAL TRUSTEE AND DEED OF TRUSTDeed of TrustThis document appears to be a form for a Federal Trustee and Deed of Trust. It outlines the terms and conditions related to a trust and the responsibilities of the trustee. The specific details regarding the parties involved, the property, and the trust agreement would typically be filled into the blank spaces provided within such a form.—

deedtrusttrusteemortgageproperty

OtherCopyfruad flow chart.pdfcompleteNot FoundNot SpecifiedNot SpecifiedNot SpecifiedFraud Flow ChartExhibitThis document is a flow chart illustrating various events related to a loan, starting with a 2007 FHA Loan, through a 2010 FHA Refi, service transfers, and ultimately leading to a 2017 illegal foreclosure and a 2019 loan modification. It highlights changes in loan numbers, servicers, and issues like unapplied payments and a reported delinquent status.—

fraudloanforeclosuremortgagerefinancedelinquent

OtherCopyGmail - RE_ Stipulation [IWOV-PDX.FID1314963].pdfcompleteDecember 14, 2022Lauren B. Bernton (Tonkon Torp LLP)N/A (email communication)IWOV-PDX.FID1314963StipulationStipulationThis document is an email chain discussing a proposed stipulation regarding property ownership and title. Ms. Cronin agrees to a stipulation that re-vests the property in her name, but disagrees with the proposed loan modification terms and maintains her right to enforce a prior settlement. The parties are negotiating the terms of the stipulation and potential new lawsuit.—

stipulationpropertytitlesettlementloan modificationforeclosuredeedtrust

Other—good faith estimate original loan mortgage resource group.pdfcomplete7-17-07Casey N. Cronin & Brian M. JonesFirst American Title Insurance Company of Oregon7195-1064715-7195GOOD FAITH ESTIMATEEstimateThis document is a good faith estimate for a mortgage loan, detailing estimated settlement charges and monthly payments. It was prepared by Mortgage Resource Group, Inc. for Casey N. Cronin and Brian M. Jones for a property at 2750 La Darrah Street, Eugene, OR 97404.—

mortgageloanestimatesettlementfeesinsurancetaxes

OtherCopyloan notes 2015 foreclosure.pdfcomplete01/31/2023NATIONSTAR MORTGAGE LLC dba Mr, CooperLane Court of Appeals23CV04280Register of ActionsRegisterThis document is a register of actions for the case NATIONSTAR MORTGAGE LLC vs CASEY N. CRONIN, FEDERAL NATIONAL MORTGAGE ASSOCIATION. It details various events and orders related to the case, which is a property foreclosure action.—

foreclosurepropertymortgage

OtherCopyloan notes from fannie mae.pdfcomplete5/11/2018Nationstar MortgageN/A0292935652Loan Notes Excel Spreadsheet GeneratorExhibitThis document is an excel spreadsheet generator for loan notes from LoanSphere BK/FC. It details various processes, events, and notes related to loan number 0292935652, including actions taken by different Nationstar Mortgage personnel and law firms like McCarthy & Holthus LLP.—

loanmortgageforeclosureprocesseventnote

OtherCopymisrepresented settlement agreement submitted exparte.pdfcompleteAS OF date all signatories below have executed the AgreementCasey Cronin (Plaintiff), Nationstar Mortgage LLC (Defendant), Federal National Mortgage Association (Defendant), Quality Loan Service Corporation of Washington (Defendant)U.S. District Court for the District of Oregon6:17-cv-00998-JRSettlement Agreement and ReleaseSettlement AgreementThis is a Settlement Agreement and Release between Casey Cronin (Plaintiff) and Nationstar Mortgage LLC, Federal National Mortgage Association, and Quality Loan Service Corporation of Washington (Defendants). The agreement outlines the terms of a settlement regarding a promissory note, deed of trust, and subsequent foreclosure sale of Cronin's property. It covers payment terms, property relinquishment, dismissal of litigation, waivers of claims, and confidentiality provisions.—

settlementreleasemortgageforeclosurepropertylitigationpaymentconfidentialitywaiverdeedtrustloan

OtherCopymr cooper servicer.pdfcompleteN/AFederal National Mortgage Association (Mr. Cooper)N/A164799311viServicer's Scope of ResponsibilitiesNoticeThis document outlines the responsibilities of Mr. Cooper as a loan servicer for Federal National Mortgage Association. It details their duties in administering loans, processing payments, handling inquiries, and exercising ownership rights. Matthew Cain is listed as a dedicated loan specialist.—

loanservicermortgageresponsibilitiesadministrationpaymentsownership

OtherCopyNationstar 2019 servicer balance.pdfcomplete6/4/2019Nationstar Mortgage LLC d/b/a Mr. CooperN/A292935652Notice of Servicing TransferNoticeThis document is a notice from Nationstar Mortgage LLC d/b/a Mr. Cooper, informing the recipient (Brian Jones) that their loan is serviced by Nationstar Mortgage LLC d/b/a Mr. Cooper. It states the loan is past due as of 4/1/2019 and provides contact information for the servicer. It also clarifies the distinction between the owner and servicer of the loan.—

mortgageloanservicingpast duedebt

OtherCopynationstar servicer.pdfcomplete6/4/2019Mr. CooperN/A292935652Loan Information NoticeNoticeThis document is a loan information notice from Mr. Cooper (Nationstar Mortgage LLC) to Casey Cronin and Brian Jones. It informs the recipients that their loan is serviced by Mr. Cooper and that as of April 1, 2019, the loan is past due. It also provides information about the loan owner and servicer, and instructions on where to send payments.—

loanmortgagenoticepast_dueservicerdebt_

OtherCopyregister of aCTIONAs.pdfcomplete01/31/2023NATIONSTAR MORTGAGE LLCLane23CV04280Register of ActionsRegister of ActionsThis document is a register of actions for the case NATIONSTAR MORTGAGE LLC vs CASEY N. CRONIN, FEDERAL NATIONAL MORTGAGE ASSOCIATION. It details various events and orders related to the case, primarily focusing on a property foreclosure.—

foreclosurepropertyjudgmentmotionordersettlementcomplaintsummonsanswerreply

OtherCopysettlement agreement submitted exparte with edits.pdfcompleteAs of the date all signatories below have executed the agreementCasey CroninUnited States District Court for the District of Oregon6:17-cv-998Settlement Agreement and ReleaseAgreementThis document is a Settlement Agreement and Release between Casey Cronin, Nationstar Mortgage LLC, and Federal National Mortgage Association (Fannie Mae). It aims to settle a lawsuit Cronin filed against the defendants in the U.S. District Court for the District of Oregon concerning a nonjudicial foreclosure sale of Cronin's property. The agreement outlines settlement payments to Cronin, a rescission of the Trustee's Deed Upon Sale, and potential loan modification.—

settlementreleaseforeclosureloanmortgageagreementlitigationdamagesinjunctionproperty

OtherCopySettlemnet agreement submitted ex parte shows fannie mae purchased property.pdfcompleteAs of the date all signatories below have executed the agreementCasey Cronin (Plaintiff) and Nationstar Mortgage LLC, and Federal National Mortgage Association (Defendants)United States District Court for the District of Oregon6:17-cv-998SETTLEMENT AGREEMENT AND RELEASESettlement AgreementThis is a confidential settlement agreement and release between Casey Cronin and Nationstar Mortgage LLC and Federal National Mortgage Association. It aims to resolve a lawsuit regarding a nonjudicial foreclosure sale of Cronin's property. Cronin will receive a settlement payment and a loan modification, and the foreclosure sale will be rescinded.—

settlementforeclosureloanmortgagereleaselitigationlawsuit

OtherCopystate amended complaint.pdfcompleteN/AN/AN/A23CV04280State Amended ComplaintComplaintThis document appears to be an amended complaint for a case with case number 23CV04280. Further details are not available from the provided text.—

amendedcomplaint

OtherCopystate case altered certificate of compliance.pdfcomplete04/05/2016NATIONSTAR MORTGAGE LLCSTATE OF OREGONBI-160209-4561CERTIFICATE OF COMPLIANCE STATE OF OREGON FORECLOSURE AVOIDANCE PROGRAMCertificateThis document is a Certificate of Compliance for the State of Oregon Foreclosure Avoidance Program. It certifies that the beneficiary or its agent complied with Oregon Laws 2013, Chapter 304, sections 2, 3, and 4, or that the grantor did not pay the required fee by the deadline. The certificate was mailed to the beneficiary and a copy provided to the grantor and the Attorney General.—

foreclosurecompliancecertificatemortgage

OtherCopystate case appointment of successor trustee.pdfcomplete11/17/2016Nationstar Mortgage LLC (as beneficiary) / Quality Loan Service Corporation of Washington (appointed trustee)Not specified in document body.OR-16-710144-SWAppointment of Successor TrusteeAppointmentThis document is an Appointment of Successor Trustee by Nationstar Mortgage LLC, the current beneficiary under a deed of trust. It appoints Quality Loan Service Corporation of Washington as the new successor trustee. The document details the original deed of trust, beneficiary, mortgagor, and property location in Lane County, Oregon.—

trusteeappointmentmortgagedeedbeneficiaryproperty

OtherCopystate case loan modification.pdfcomplete03/05/2019CASEY CRONIN and BRIAN JONESN/A292935652LOAN MODIFICATION AGREEMENTAgreementThis Loan Modification Agreement between CASEY CRONIN and BRIAN JONES (Borrower) and Nationstar Mortgage LLC d/b/a Mr. Cooper (Lender) amends and supplements the Mortgage, Deed of Trust, or Security Deed dated N/A. It establishes a fixed interest rate loan modification and outlines the terms and conditions, including deferred principal balance and monthly payments. This agreement also includes an agreement to maintain an escrow account and a compliance agreement.—

loanmodificationagreementmortgageescrowcompliancecompliance

OtherCopystate case notice of default.pdfcomplete12/02/2016 03:18:14 PMQuality Loan Service Corporation of WashingtonLane County Clerk, Lane County Deeds & Records2016-060193NOTICE OF DEFAULT AND ELECTION TO SELLNoticeThis document is a Notice of Default and Election to Sell related to a trust deed involving CASEY N. CRONIN and BRIAN M. JONES as grantors. Quality Loan Service Corporation of Washington is the trustee. The default is due to the grantor's failure to pay when due, and the total required to reinstate the loan is $18,639.30, while the total payoff amount is $222,240.72. A foreclosure sale is scheduled for 4/19/2017.—

defaultforeclosuretrustdeedmortgageloanelection to sellnotice of defaultreal propertylien

OtherCopystate case personal rep deed from 2007.pdfcomplete07/20/2007Kathy CooperLane County Deeds and Records00926526200700493660020029PERSONAL REPRESENTATIVE'S DEEDDeedThis indenture, made on July 16, 2007, transfers property from Kathy Cooper, as personal representative of Robert W. Morris, deceased, to Casey N. Cronin and Brian M. Jones for a consideration of $226,000.00. The property is located in Lane County, Oregon. This document further outlines that the party transferring fee title should inquire about their rights under ORS 197.352.—

deedpropertytransferestatedecedentrealestate

OtherCopystate case quit claim deed to nationstar 7.26,2023.pdfcomplete07/26/2023FEDERAL NATIONAL MORTGAGE ASSOCIATION ("Fannie Mae")Lane County Deeds & Records2023-021458QUIT CLAIM DEEDDeedThis Quit Claim Deed, effective July 2, 2023, transfers property from FEDERAL NATIONAL MORTGAGE ASSOCIATION ("Fannie Mae") as Grantor to NATIONSTAR MORTGAGE LLC D/B/A MR. COOPER as Grantee. The document involves real property located in Monroe County, Pennsylvania, commonly known as 2750 LA DARRAH STREET, EUGENE, OREGON 97404.—

deedquitclaimpropertytransfer

OtherCopystate case register of actions.pdfcomplete01/31/2023NATIONSTAR MORTGAGE LLCLane Court of Appeals23CV04280Register of ActionsRegister of ActionsThis document is a register of actions for the case NATIONSTAR MORTGAGE LLC vs CASEY N. CRONIN, FEDERAL NATIONAL MORTGAGE ASSOCIATION. It details various events and filings including a complaint, summons, answer, motions, and orders related to a property foreclosure case.—

foreclosurepropertymortgagecomplaintanswermotionorder

OtherCopystate case verified complaint with exhibits.pdfcomplete1/31/2023Nationstar Mortgage LLC d/b/a Mr. Cooper and Federal National Mortgage AssociationIN THE CIRCUIT COURT OF THE STATE OF OREGON FOR THE COUNTY OF LANE23CV04280VERIFIED COMPLAINT (Quiet Title, Declaratory Action)ComplaintThis Verified Complaint is filed by Nationstar Mortgage LLC d/b/a Mr. Cooper and Federal National Mortgage Association against Casey N. Cronin. The plaintiffs seek to quiet title, unwind a trustee's sale, reinstate a deed of trust, and enforce a loan modification agreement. The document outlines the history of the property's financing and transfer, and details the defendant's alleged defaults and non-cooperation.—

quiet_titledeclaratory_actionmortgageforeclosuredeed_of_trustloan_modificationdefaultproperty

OtherCopystate complaint.pdfcomplete1/31/2023 12:03 PMNATIONSTAR MORTGAGE LLC d/b/a Mr. Cooper and FEDERAL NATIONAL MORTGAGE ASSOCIATIONIN THE CIRCUIT COURT OF THE STATE OF OREGON FOR THE COUNTY OF LANE23CV04280VERIFIED COMPLAINT (Quiet Title, Declaratory Action)ComplaintThis is a verified complaint filed by Nationstar Mortgage LLC d/b/a Mr. Cooper and Federal National Mortgage Association against Casey N. Cronin. The plaintiffs are seeking to quiet title and declaratory relief regarding a property located at 2750 La Darrah Street, Eugene, Oregon. The complaint outlines various events including a deed of trust, a trustee's deed upon sale, and a loan modification agreement, and alleges that the defendant has not complied with the terms of the modification.—

quiet titledeclaratory actionmortgagedeedforeclosureloan modificationbreachpropertyproperty

OtherCopySunTrust Goodbye Letter.pdfcompleteNovember 12, 2010SunTrust MortgageN/A0206136400 (SunTrust Mortgage Loan Number)NOTICE OF ASSIGNMENT, SALE OR TRANSFER OF SERVICING RIGHTSNoticeThis document is a notice from SunTrust Mortgage, Inc. to their client(s) regarding the transfer of their mortgage loan servicing rights to Nationstar Mortgage LLC, effective December 1, 2010. It informs the client about the change in servicer for collecting payments and provides contact information for both current and new servicers. The notice also includes information about consumer rights under Section 6 of the Real Estate Settlement Procedures Act (RESPA).—

mortgageservicingtransfernoticeRESPA

OtherCopytrust deed differences in text.pdfcomplete4/24/2017Quality Loan Service Corporation of WashingtonN/AN/ATRUSTEE'S DEED UPON SALEDeedThis indenture, made on 4/24/2017, is a Trustee's Deed Upon Sale between Quality Loan Service Corporation of Washington (trustee) and Federal National Mortgage Association ("Fannie Mae"). It acknowledges the sum paid in credit bid by Nationstar Mortgage LLC, the holder of the note, and Beneficiary acting as servicer for Federal National Mortgage Association. The deed conveys real property described as "The South 94 feet of Lot 2, of the subdivision of Lots 20 and 21, STARK'S".—

deedsalemortgageproperty

OtherCopyTrust Deed Upon Sale after alterations.pdfcomplete04/25/2017Quality Loan Service Corporation of WashingtonLane County Clerk, Lane County Deeds & Records2017-020141TRUSTEE'S DEED UPON SALEDeedThis Trustee's Deed Upon Sale records a property transfer resulting from a foreclosure. Quality Loan Service Corporation of Washington, acting as trustee, transferred the property to Federal National Mortgage Association ("Fannie Mae") after a default on a trust deed from Casey N. Cronin and Brian M. Jones. The sale was executed via public auction due to the grantors' default on obligations secured by the original trust deed.—

foreclosuretrustdeeddefaultmortgagesaleproperty

OtherCopytruste sale recirpt.pdfcomplete10/18/2016Quality Loan Service CorporationN/AOR-16-710144-SWForeclosure - Foreclosure Services - Non-Judicial - INVOICEInvoiceThis document is an invoice for foreclosure services. It was submitted by Quality Loan Service Corporation to Nationstar Mortgage. The invoice details a charge for "Title Costs - Trustee Sale Guarantee" for $723.00 with a service date of 05/05/2016.—

ForeclosureInvoiceTrusteeSaleTitle

OtherCopyverified amended complaint.pdfcompleteN/AN/AN/A23CV04280Verified Amended ComplaintComplaintThe document is a verified amended complaint in a case with case number 23CV04280. No other details are available from the provided text.—

complaint

OtherCopyverified complaint.pdfcomplete01/31/2023NATIONSTAR MORTGAGE LLC d/b/a Mr. Cooper and FEDERAL NATIONAL MORTGAGE ASSOCIATIONIN THE CIRCUIT COURT OF THE STATE OF OREGON FOR THE COUNTY OF LANE23CV04280VERIFIED COMPLAINT (Quiet Title, Declaratory Action)ComplaintThis is a Verified Complaint filed by Nationstar Mortgage LLC d/b/a Mr. Cooper and Federal National Mortgage Association against Casey N. Cronin. The complaint seeks to quiet title and obtain declaratory relief regarding a property located at 2750 La Darrah Street, Eugene, Oregon. The plaintiffs allege that a prior trustee's deed upon sale should be rescinded, the original deed of trust reinstated, and Ms. Cronin's title to the property restored, subject to the deed of trust and a loan modification.—

QuietTitleDeclaratoryActionMortgageDeedOfTrustForeclosureLoanModificationPropertyTitle

​

Contradiction & Legal Issue Analysis

1. **Foreclosure Sale Outcome (Property Ownership)**: * **"Altered Trust Deed Upon Sale submitted exparte after qiuet title reinstatement.pdf" (Doc 17)**: States property was transferred to Federal National Mortgage Association ("Fannie Mae") via Trustee's Deed Upon Sale, dated *04/24/2017*. * **"fed trust deed.pdf" (Doc 35)**: States property was transferred from Quality Loan Service Corporation to Federal National Mortgage Association ("Fannie Mae") via Trustee's Deed Upon Sale, dated *03/29/18*. * **"Trust Deed Upon Sale after alterations.pdf" (Doc 61)**: Records property transfer to Federal National Mortgage Association ("Fannie Mae") via Trustee's Deed Upon Sale, dated *04/25/2017*. * **"trust deed differences in text.pdf" (Doc 60)**: States property conveyed to Federal National Mortgage Association ("Fannie Mae") via Trustee's Deed Upon Sale, dated *04/24/2017*. Nationsstar acted as servicer for Fannie Mae. * **"state case quit claim deed to nationstar 7.26,2023.pdf" (Doc 55)**: A Quit Claim Deed, effective *July 2, 2023*, transfers property from FEDERAL NATIONAL MORTGAGE ASSOCIATION ("Fannie Mae") to NATIONSTAR MORTGAGE LLC D/B/A MR. COOPER. * **"Gmail - RE_ Stipulation [IWOV-PDX.FID1314963].pdf" (Doc 38)**: An email from *December 14, 2022*, indicates Ms. Cronin *agrees to a stipulation that re-vests the property in her name*. This directly contradicts the idea of Fannie Mae or Nationstar owning the property post-foreclosure sale. 2. **Loan Origination/Refinance Date**: * **"contract Detail for loan aquistion.pdf" (Doc 22)**: States acquisition date and creation date of the contract is *12/29/2010* for loan 67923392. It mentions a refinance date of *July 9, 2013*. * **"good faith estimate original loan mortgage resource group.pdf" (Doc 39)**: Details a mortgage loan estimate from *7-17-07*. * **"Ex 4A complete.pdf" (Doc 27)**: Refers to a "2011 Corporate Assignment". * **"Ex 5 complete.pdf" (Doc 30)**: Refers to a "NationStar Contract Detail for a $217,450 loan from 2010". * These imply different primary loan origination/contract dates (2007, 2010) and refinancing events without a clear consistent narrative across documents regarding the definitive "original" loan date for the underlying obligation. 3. **MERS Role and Deactivation**: * **"mers servicerid.org.jpeg" (Doc 7)**: States MIN 1000104-0206136400-0 associated with Nationstar Mortgage LLC was deactivated on *11/29/2010* and all other data purged. * **"2015-corporate assignment of Deed of Trust.pdf" (Doc 16)**: Shows MERS assigning its interest in a Deed of Trust to Nationstar Mortgage LLC on *05/27/2015*, where the original Deed of Trust was dated *06/29/2013* and recorded *07/09/2013*. This suggests MERS had an active role past its stated deactivation date in Doc 7, or that the deactivation was specific to a ServicerID and not all MINs. * **"Ex 4A complete.pdf" (Doc 27)**: Refers to a 2011 Corporate Assignment where MERS was involved. * **"Ex 31 complete.pdf" (Doc 31)**: Mentions MERS as the original Beneficiary in a 2013 Substitution of Trustee. * The continuous presence of MERS as a beneficiary/assignor after its supposed deactivation raises questions about its legal standing for subsequent assignments. 4. **Date of Settlement Agreement**: * **"Cronin - CFK settlement (12-26-19).DOCX.pdf" (Doc 23)**: Claims itself as "Cronin - CFK settlement (12-26-19)" which implies a settlement date around late 2019. * **"ex 2b complete.pdf" (Doc 24)**: Refers to a "2018 Federal Settlement Agreement". * **"misrepresented settlement agreement submitted exparte.pdf" (Doc 42)**: File date is "AS OF date all signatories below have executed the Agreement," no specific date provided by the metadata. * **"ex parte keys settlement agreement.pdf" (Doc 33)**: File date is "AS OF the date all signatories below have EXECUTED the agreement", no specific date provided by the metadata. * These documents describe the same (or substantially similar) settlement agreement but have conflicting implied or referenced dates (2018 vs. 2019). The settlement outlined in Docs 23, 33, 42, 47, 48 are internally consistent but contradict Doc 24's reference to a "2018" agreement. 5. **Status of Account/Property**: * **"Cronin_2022-08-01 Detail Transaction History.PDF" (Doc 1)**: Shows active transactions up to August 2022 for account 0292935652. * **"DISCOVERY DOCUMENTS FROM NATIONSTAR.pdf" (Doc 2)**: A 2011 letter discussing mortgage modification and an explicit statement that "the home will not be referred to foreclosure or sold". * **"Screenshot_20220412-161347.png" (Doc 12)**: Shows an "Account Closed" status for NATIONSTAR DBA MR CO (screenshot dated April 2022). * **"Screenshot_20220412-161406.png" (Doc 13)**: Shows a "Balance Decrease Notification" for NATIONSTAR DBA MR CO, also from April 2022. * **"Nationstar 2019 servicer balance.pdf" (Doc 44)** & **"nationstar servicer.pdf" (Doc 45)**: Both show the loan as "past due" as of *April 1, 2019*. * **"state case loan modification.pdf" (Doc 52)**: Details a loan modification agreement dated *03/05/2019*. * **Docs 20, 57, 58, 64**: All are detailed complaints from *January 2023* seeking to quiet title and reinstate the deed of trust/loan modification, indicating ongoing dispute about the status of the loan and property well after any supposed "closure" or significant balance decrease. * This creates a contradictory timeline where an account is simultaneously active (Doc 1), closed (Doc 12), and subject to foreclosure actions/quiet title litigation (Docs 20, 40, 46, 56, 57, 58, 64), while also having a loan modification (Doc 52) and a settlement agreement (Docs 23, 33, 42, 47, 48) meant to resolve these issues. ## LEGAL ISSUES 1. **Standing (HIGH)**: * **"mers servicerid.org.jpeg" (Doc 7)** states MERS ServicerID was deactivated 11/29/2010. * However, MERS subsequently appears in assignments. **"2015-corporate assignment of Deed of Trust.pdf" (Doc 16)** shows MERS assigning interest to Nationstar on 05/27/2015. This raises questions about MERS's legal authority to assign the deed of trust if its ServicerID was deactivated and data purged, potentially indicating a break in the chain of title for Nationstar. * **"Ex 4 complete.pdf" (Doc 26)** and **"Ex 4A complete.pdf" (Doc 27)** reference other corporate assignments involving MERS after its stated deactivation. * The core issue in quiet title actions (Docs 20, 57, 58, 64) is ownership and lien validity. If MERS lacked proper standing to assign the deed of trust, then subsequent assertions of ownership or servicing rights by Nationstar/Fannie Mae could be challenged. 2. **Chain of Title (HIGH)**: * The various deeds and assignments (Docs 4, 16, 17, 26, 27, 29, 31, 35, 36, 54, 55, 60, 61) need careful review to ensure a continuous and legally valid chain of title from the original owners (Cronin/Jones, Doc 54) through all transfers to Nationstar and Fannie Mae, and subsequent transfers like the quitclaim deed (Doc 55). * The contradiction regarding MERS's deactivation and subsequent assignments (see Standing issue) poses a significant risk to the chain of title. * The purported series of transfers to Fannie Mae (via Trustee's Deed Upon Sale, Docs 17, 35, 60, 61) and then back to Nationstar via Quit Claim Deed (Doc 55) needs meticulous examination for proper execution and recording, especially given the ongoing litigation. 3. **Validity of Foreclosure (HIGH)**: * **"DISCOVERY DOCUMENTS FROM NATIONSTAR.pdf" (Doc 2)**: A 2011 letter from Nationstar explicitly states the home would *not be referred to foreclosure or sold* during the modification evaluation period. If a foreclosure occurred during such a period, its validity would be in question. * **"fruad flow chart.pdf" (Doc 37)** explicitly labels a "2017 illegal foreclosure." * **"state case notice of default.pdf" (Doc 53)** schedules a foreclosure sale for 4/19/2017. * **Docs 17, 35, 60, 61**: Trustee's Deeds Upon Sale to Fannie Mae follow, dated in April 2017 or March 2018. * **"complaint by judson submitted exparte.pdf" (Doc 21)** (June 2017) directly alleges civil rights violations and unlawful foreclosure. * **"ex parte keys settlement agreement.pdf" (Doc 33)** mentions an aim to resolve a lawsuit concerning a "non-judicial foreclosure sale." * The existence of multiple settlement agreements (Docs 23, 33, 42, 47, 48) that mention rescinding foreclosure sales or addressing unlawful foreclosure claims suggests deep-seated issues with the legality of the foreclosure proceedings. 4. **Breach of Settlement Agreements / Loan Modification (HIGH)**: * Several documents (Docs 23, 33, 42, 47, 48) constitute settlement agreements, including terms like payment to Cronin and rescission of the Trustee's Deed Upon Sale, and potential loan modification. * **"state case loan modification.pdf" (Doc 52)** is a loan modification agreement from 2019. * Yet, subsequent complaints (Docs 20, 57, 58, 64) from *January 2023* by Nationstar/Fannie Mae allege Cronin's non-compliance and seek to enforce the loan modification and quiet title. * Conversely, Cronin's perspective from **"Gmail - RE_ Stipulation [IWOV-PDX.FID1314963].pdf" (Doc 38)** (Dec 2022) indicates disagreement with proposed loan modification terms and an intent to enforce a *prior settlement*. * This indicates a significant legal dispute over whether the settlement agreements and loan modifications were properly executed, adhered to, or breached by either party. A prior settlement that was allegedly breached could undermine later claims of default. 5. **Statute of Limitations (MEDIUM)**: * **"Fed answer, admit fae bought prop and dont make loans.pdf" (Doc 34)** lists "statute of limitations" as an affirmative defense. * Given the long and complex history of transactions, modifications, and legal actions (dating back to 2007-2010 for the loan, through foreclosures in 2017/2018, and numerous complaints/settlements up to 2023), careful tracking of all relevant statutes of limitations for each cause of action (e.g., quiet title, breach of contract, wrongful foreclosure) is crucial. 6. **Inconsistent Party Names (LOW)**: * "Mr. Cooper" and "Nationstar Mortgage LLC" appear interchangeably throughout the documents. While this might be explained by "d/b/a," consistent formal identification is preferred. (e.g., Docs 1, 20, 44, 45, 57, 58, 64). * The case numbers in general for the MERS documents should be cross referenced carefully (e.g. 0596639383 vs 0292935652 vs MIN 1000104-0206136400-0). ## TIMELINE ANALYSIS * **2007 (July)**: Original mortgage loan estimate for Cronin/Jones (Doc 39). Property deed transferred to Cronin/Jones (Doc 54). * **2010 (November)**: SunTrust transfers servicing to Nationstar (Doc 15, 59). MERS ServicerID for Nationstar MIN deactivated (Doc 7). * **2010 (December)**: Loan acquisition/creation date for Cronin loan (Doc 22, 30). * **2011 (April)**: Nationstar offers modification, promises no foreclosure during evaluation (Doc 2). * **2013 (June)**: Settlement Statement for Cronin/Jones (Doc 14). Original Deed of Trust dated (Doc 16, 35, 60, 61). Loan refinance date (Doc 22). Substitution of Trustee and Full Reconveyance (Doc 31). * **2015 (May)**: MERS assigns Deed of Trust to Nationstar (Doc 16, 29). Loan notes document foreclosure processes (Doc 41). * **2016 (April)**: Certificate of Compliance for Foreclosure Avoidance Program (Doc 50). * **2016 (November)**: Nationstar appoints Quality Loan Service Corp. as Successor Trustee (Doc 51). * **2016 (December)**: Notice of Default and Election to Sell issued by Quality Loan Service Corp. (Doc 53). * **2017 (February)**: Affidavit of Compliance for foreclosure avoidance (Doc 19). * **2017 (April)**: Trustee's Deed Upon Sale to Fannie Mae filed (Doc 17, 60, 61). * **2017 (June/August)**: Cronin files lawsuit alleging unlawful foreclosure (Doc 21). Nationstar/Fannie Mae file answer and affirmative defenses (Doc 28, 34). * **2018 (March)**: Trustee's Deed Upon Sale to Fannie Mae filed (Doc 35). * **2018 (May)**: LoanSphere BK/FC Notes (Docs 5, 6, 41) detailing foreclosure/debt issues. * **2018/2019**: Initial settlement agreement (Docs 23, 24, 33, 42, 47, 48) addressing unlawful foreclosure claims and potential loan modification. *Contradictory dates here: 2018 vs 2019.* * **2019 (March)**: Loan Modification Agreement between Cronin/Jones and Nationstar (Doc 52). * **2019 (April)**: Loan identified as "past due" (Doc 44, 45). * **2022 (April)**: Nationstar account shown as "Closed Accounts" and "Balance Decrease Notification" (Docs 12, 13). * **2022 (August)**: Detailed Transaction History shows transactions from Dec 2013 to Aug 2022 (Doc 1). * **2022 (December)**: Email about stipulation to re-vest property in Cronin's name, disagreement on modification terms (Doc 38). * **2023 (January)**: Nationstar/Fannie Mae file Verified Complaints (Quiet Title, Declaratory Action) against Cronin (Docs 20, 40, 46, 56, 57, 58, 64). State Amended Complaint (Docs 49, 63). * **2023 (July)**: Quit Claim Deed from Fannie Mae to Nationstar (Doc 55). * **2025 (August)**: Documents filed as Plaintiff's Exhibits *in support of a Motion for Relief from Judgment* related to the 2017 federal case, suggesting ongoing litigation and attempts to reopen past judgments (Docs 24, 25, 26, 27, 29, 30, 31, 32). The timeline is fraught with inconsistencies regarding the status of the loan and property, particularly concerning the effective date and outcome of foreclosure sales and settlement agreements. Multiple instances of the property being "sold" to Fannie Mae, followed by a loan modification, "closed accounts," a quit claim back to Nationstar, and ongoing quiet title actions, suggest a highly convoluted and potentially problematic sequence of events. ## SUMMARY This case involves a complex and highly litigious history surrounding a single property, with significant contradictions and legal issues. The foremost concerns are the unclear and possibly invalid chain of title due to MERS's alleged deactivation while still participating in assignments, and the conflicting claims regarding the foreclosure process and property ownership (was it sold to Fannie Mae, then sold back, or is it vested with Cronin via stipulation?). The multiple settlement agreements and loan modifications, followed by subsequent litigation alleging breach or seeking quiet title, indicate a fundamental disagreement on the current legal status of the loan and property. The presence of affirmative defenses like "statute of limitations" is also a significant concern, requiring a detailed legal chronology to assess. The documentation suggests a pattern of disputes surrounding the legality of foreclosure and post-foreclosure transactions, which could be exploited by either party depending on the strength of their evidence.

Close