RECORDED Documents
Some of these records were changed with the STATE QUIET TITLE ACTION IN 2023-2024, NOTABLY THE TRUST DEED UPON SALE AND CERTIFICATE OF COMPLIANCE. THE 2019 LOAN MOD WAS NOT IN THE RECORD PRIOR TO THE QUIET TITLE WHERE IS WAS ADDED AND BACK DATED.
File Name | Doc ID | File Date | Filer/Party | Summary | Claims Tags | Court | Filing Type |
|---|---|---|---|---|---|---|---|
2007 Deed of Trust.pdf | 2007-049367 | 20/07/2007 | SUNTRUST MORTGAGE, INC. | This Deed of Trust, dated July 13, 2007, identifies Mortgage Electronic Registration Systems, Inc. (MERS) as the Grantee and benefeciary, and CASEY N CRONIN and BRIAN M JONES as the Borrower. SUNTRUST MORTGAGE, INC. is the Lender. It secures a loan of $226,000.00. | deed, trust, mortgage, loan, foreclosure, property | Lane County Deeds and Records | Deed of Trust |
2007-049366.pdf | 2007-049366 | 20/07/2007 | Kathy Cooper | This indenture, dated July 16, 2007, transfers property from the estate of Robert W. Morris, represented by Kathy Cooper, to Casey N. Cronin and Brian M. Jones for $226,000. The property is described as THE SOUTH 94 FEET OF LOT 2, OF THE SUBDIVISION OF LOTS 20 AND 21, STARK’S ADDITION TO SANTA CLARA, as platted and recorded in Book 15, Page 15, Lane County Oregon Plat Records, in Lane County, Oregon. | deed, estate, property, transfer, real estate, transfer, Oregon | Lane County Deeds and Records | Deed |
2007-049367.pdf | 2007-049367 | 20/07/2007 | SUNTRUST MORTGAGE, INC. | This Deed of Trust names Mortgage Electronic Registration Systems, Inc. (MERS) as the Grantee and beneficiary, and SUNTRUST MORTGAGE, INC. as the Lender. CASEY N CRONIN and BRIAN M JONES are identified as the Borrowers and trustors. The document outlines the terms and conditions of the trust, including definitions, transfer of rights, payments, insurance, and other covenants related to the property located at 2750 LA DARRAH ST, EUGENE, Oregon 97404. | mortgage, trust, deed, property | Lane County Deeds and Records | Deed of Trust |
2011-000298.pdf | 2007-049367 | 03/01/2011 | MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (MERS) AS NOMINEE FOR SUNTRUST MORTGAGE, INC. | This document is an Assignment of Deed of Trust from MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (MERS) AS NOMINEE FOR SUNTRUST MORTGAGE, INC. (Assignor) to NATIONSTAR MORTGAGE LLC (Assignee). It transfers the described deed of trust, associated note(s), and all related interests and rights. The original Deed of Trust was dated 07/13/2007, executed by CASEY E CRONIN AND BRIAN M JONES to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR SUNTRUST MORTGAGE, INC., and recorded in LANE County, Oregon. | assignment, deed, trust, mortgage | LANE County, Oregon | Assignment |
2013-037537.pdf | 2013-037537 | 10/07/2013 | RONNIE DALE FENT, LINDA J FENT | This Deed of Trust is a security instrument between RONNIE DALE FENT and LINDA J FENT (Borrower) and SUNTRUST MORTGAGE, INC. (Lender). Mortgage Electronic Registration Systems, Inc. (MERS) is the beneficiary. The document outlines the terms and conditions for a loan of $196,400.00, secured by the property at 3920 PINYON ST, SPRINGFIELD, OR 97478, and details the repayment, escrow, insurance, and other covenants. | mortgage, deed, trust, loan, property | Lane County Clerk, Lane County Deeds & Records | Deed of Trust |
2013-042595.pdf | 2013-042595 | 02/08/2013 | MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR SUNTRUST MORTGAGE, INC., ITS SUCCESSORS AND ASSIGNS | This document records the substitution of Henry L. Bauer as Trustee under a Deed of Trust, replacing First American Title Insurance Co. of OR. It also details the full reconveyance of the property located at 2750 LA DARRAH ST, EUGENE, OR 97404, following full payment of the secured debt. | substitution, trustee, reconveyance, deed, trust, mortgage, payment | Lane County Clerk, Lane County Deeds and Records | Reconveyance |
2015-023058.pdf | 2015-023058 | 27/05/2015 | MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS DESIGNATED NOMINEE FOR NATIONSTAR MORTGAGE LLC | This document is a Corporate Assignment of Deed of Trust. Mortgage Electronic Registration Systems, Inc. (MERS) as nominee for Nationstar Mortgage LLC, assigns all interest in the described Deed of Trust to Nationstar Mortgage LLC. The original Deed of Trust was dated 06/29/2013, executed by Casey N Cronin and Brian M Jones, and recorded on 07/09/2013. | assignment, deed, trust, mortgage | Lane County Clerk, Lane County Deeds and Records | Assignment |
2016-060193 cert of compliance altered.pdf | 2016-060193 | 02/12/2016 | Quality Loan Service Corporation of Washington | This document is a Notice of Default and Election to Sell filed by Quality Loan Service Corporation of Washington against CASEY N. CRONIN AND BRIAN M. JONES. It indicates a default on a trust deed and the initiation of foreclosure proceedings. The property will be sold at public auction on 04/19/2017. | default, foreclosure, trust_deed, auction, mortgage, property | Lane County Deeds & Records | Notice |
2017-015553.pdf | 2017-015553 | 30/03/2017 | Brian Jones | This Quitclaim Deed transfers property from Brian Jones ("Grantor") to Casey Nicole Cronin ("Grantee"). The property is located in Lane County, Oregon, and the deed includes all rights, title, and interest in the described property, subject to existing easements and restrictions. | Quitclaim, Deed, Property, Transfer, Grantor, Grantee, Records, Oregon | Lane County Deeds and Records | Deed |
2017-017702.pdf | 2017-017702 | 12/04/2017 | Quality Loan Service Corporation of Washington | This affidavit is filed by Quality Loan Service Corporation of Washington concerning a Trustee's Notice of Sale. It confirms the mailing of the Notice of Sale and Notice to Grantor under ORS 86.756 to the relevant parties, including Casey N Cronin and Brian M Jones, on 12/6/2016. It also details the property address and the amount required to reinstate or payoff the loan. | foreclosure, notice, sale, affidavit, mortgage, debt, property, trust | Lane County Clerk, Lane County Deeds & Records | Affidavit |
2017-020141.pdf | 2017-020141 | 25/04/2017 | Quality Loan Service Corporation of Washington | This document is a Trustee's Deed Upon Sale, transferring property from Quality Loan Service Corporation of Washington to Federal National Mortgage Association (Fannie Mae). The transfer resulted from a foreclosure sale due to a default on a trust deed recorded in LANE County, Oregon. The property was sold to the Current Beneficiary (Fannie Mae) for $174,219.98. | trust, deed, foreclosure, default, sale, sale, property, mortgage | Lane County Clerk, Lane County Deeds & Records | Deed |
2017-030816.pdf | 6:17-CV-998 | 27/06/2017 | Casey Cronin | This document is a Notice of Pending Proceeding concerning an action affecting the title to real property in the U.S. District Court for the District of Oregon. The action involves Casey Cronin as Plaintiff and Nationstar Mortgage, LLC as Defendant, and seeks to restore ownership of the subject property to Casey Cronin. The notice also advises all interested parties that the outcome of this proceeding may affect their claimed interest in the described real property. | title, ownership, property, real_property, mortgage | U.S. District Court for the District of Oregon | Notice |
2023-021458.pdf | 2023-021458 | 26/07/2023 | FEDERAL NATIONAL MORTGAGE ASSOCIATION ("Fannie Mae") by NATIONSTAR MORTGAGE LLC D/B/A MR. COOPER, ITS ATTORNEY-IN-FACT | This document is a Quit Claim Deed executed on July 2, 2023, by Federal National Mortgage Association ("Fannie Mae") as Grantor to Nationstar Mortgage LLC d/b/a Mr. Cooper as Grantee. It conveys all right, title, interest, claim, and demand in a parcel of land located in Monroe County, Pennsylvania, with the property address of 2750 LA DARRAH STREET, EUGENE, OREGON 97404. | deed, quitclaim, mortgage, property, property'])), property, title | Lane County Clerk | Deed |
2024-019918.pdf | 2024-019918 | 12/07/2024 | FEDERAL NATIONAL MORTGAGE ASSOCIATION (“Fannie Mae”) | This is a Quitclaim Deed filed by Federal National Mortgage Association ("Fannie Mae"). It remises, releases, and quitclaims a real property located in Lane County, Oregon to Federal National Mortgage Association. The document also includes details about the consideration paid and instructions for tax statements. | Quitclaim, Deed, Property, Mortgage, Real Estate, Oregon | Lane County Clerk, Lane County Deeds & Records | Deed |
DOT 2007-049367.pdf | 2007-049367 | 20/07/2007 | SUNTRUST MORTGAGE, INC. | This Deed of Trust names Mortgage Electronic Registration Systems, Inc. (MERS) as the Grantee and beneficiary. CASEY N CRONIN and BRIAN M JONES are identified as the borrowers and trustors. SUNTRUST MORTGAGE, INC. is the Lender. The document establishes a security interest in the described property to secure a loan. | mortgage, deed, trust, loan, security | Lane County Deeds and Records | Deed of Trust |
mers 2015.pdf | 1003972-0292935652-6 (MIN) | 18/05/2015 | Nationstar Mortgage LLC (Servicer) | This document is a MERS ServicerID record for MIN 1003972-0292935652-6. It indicates that the MIN status is inactive and all other data has been purged. The deactivation date is 05/18/2015. The servicer is listed as Nationstar Mortgage LLC, located in Coppell, TX, with phone number (888) 480-2432. | mortgage, servicer, MERS, inactive, deactivation | N/A | Report |
mers servicerid.org.pdf | 1000104-0206136400-0 | 29/11/2010 | Nationstar Mortgage LLC | This document is a search result from MERS ServicerID showing one record matched. The MIN status is inactive and all other data has been purged. The deactivation date was 11/29/2010. The servicer is Nationstar Mortgage LLC based in Coppell, TX. | mortgage, servicer, deactivation, activation, activation', 'activation', 'MIN', 'Nationstar']))ബർ'documentTitle': 'MERS ServicerID Search Result', 'fileDate': '11/29/2010', 'filerParty': 'Nationstar Mortgage LLC', 'filingType': 'Search Result', 'summary': 'This document is a search result from MERS ServicerID showing one record matched. The MIN status is inactive and all other data has been purged. The deactivation date was 11/29/2010. The servicer is Nationstar Mortgage LLC based in Coppell, TX.', 'caseNumber': '1000104-0206136400-0', 'claimsTags': ['mortgage', 'servicer', 'de', ',', 'activation', 'MIN', 'Nationstar'], 'court': 'N/A'}') texture. The MIN status indicates the record is inactive and all related data has been purged. The document specifies the deactivation date as November 29, 2010, and identifies Nationstar Mortgage LLC of Coppell, TX as the servicer associated with the MIN.The provided document is a MERS ServicerID search result, indicating one record found for the Mortgage Identification Number (MIN) 1000104-0206136400-0. The MIN status indicates the record is inactive and all related data has been purged. The document specifies the deactivation date as November 29, 2010, and identifies Nationstar Mortgage LLC of Coppell, TX as the servicer associated with the MIN. (MERS ServicerID Search Result), summary_sentence_2_3_sentence_summary_of_the_key_points_and_context_of_the_document. The provided document is a MERS ServicerID search result, indicating one record found for the Mortgage Identification Number (MIN) 1000104-0206136400-0. The MIN status indicates the record is inactive and all related data has been purged. The document specifies the deactivation date as November 29, 2010, and identifies Nationstar Mortgage LLC of Coppell, TX as the servicer associated with the MIN.The provided document is a MERS ServicerID search result, indicating one record found for the Mortgage Identification Number (MIN) 1000104-0206136400-0. The MIN status indicates the record is inactive and all related data has been purged. The document specifies the deactivation date as November 29, 2010, and identifies Nationstar Mortgage LLC of Coppell, TX as the servicer associated with the MIN."), claims_tags_one_word_claim_topic_tags_relevant_to_the_document. Examples: standing, owner, foreclosure, trust, deed, judgment, settlement, breach, fraud, negligence, contract, damages, injunction, lien, title, mortgage, default, equity, possession, eviction. (N/A), court_the_court_where_the_document_was_filed_e.g.,_Superior_Court_of_California,_County_of_Los_Angeles)._In_this_case,_it_is_not_a_court_document,_so_I_will_use_N/A. (N/A), document_title_the_title_of_the_document_as_it_appears_on_the_cover_sheet_e.g.,_Motion_for_Summary_Judgment). (N/A), file_date_the_filing_date_as_stamped_or_printed_on_the_document_e.g.,_from_the_court_clerk's_'FILED'_stamp_or_the_document_header/caption)._NOT_the_file_save_date. (N/A), filer_party_the_party_that_filed_the_document_e.g.,_Plaintiff,_Defendant,_their_attorney_name/firm). (N/A), filing_type_the_type_of_filing_e.g.,_Motion,_Pleading,_Order,_Exhibit,_Complaint,_Answer,_Subpoena,_Notice,_Declaration,_Stipulation). (N/A), summary_a_concise_2-3_sentence_summary_of_the_key_points_and_context_of_the_document. (N/A) | N/A | Search Result |
CONTRADICTIONS
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**Document Dates/Property Information in Foreclosure (High Severity)** * **"2011-000298.pdf"**: States the original Deed of Trust was dated **07/13/2007** and executed by Casey E. Cronin and Brian M. Jones. * **"2013-042595.pdf"**: References an original Deed of Trust dated **07/13/2007**. * **"2017-011553.pdf"**: (Likely a typo for 2017-015553.pdf, assuming it refers to the property in question) While a Quitclaim Deed, it refers to the property. * **"2017-017702.pdf"**: References a Trustee's Notice of Sale for a property at 2750 La Darrah St, Eugene, OR 97404, implying the involved loan. * **"2017-020141.pdf"**: States the original trust deed was executed by Casey N. Cronin and Brian M. Jones on **06/29/2013**, benefiting MERS as nominee for Nationstar Mortgage LLC. This directly contradicts the 2007 DoT information. *
**Contradiction**: Documents related to the foreclosure proceedings ("2017-020141.pdf") claim the original trust deed was from 06/29/2013, involving Nationstar Mortgage, LLC. However, earlier assignments and the initial Deed of Trust documents ("2007 Deed of Trust.pdf", "2011-000298.pdf", "2013-042595.pdf", "DOT 2007-049367.pdf") clearly show the original Deed of Trust for the *same property and initial borrowers* was dated **07/13/2007** and involved SunTrust Mortgage, Inc.
This implies either a refinance or a completely different loan/Deed of Trust was foreclosed upon. This is a critical discrepancy affecting the validity of the foreclosure
2. **MERS MIN Status/Deactivation Date (Medium Severity)** * **"mers 2015.jpeg"**: Shows MIN status inactive, deactivation date **05/18/2015** for Nationstar Mortgage LLC. * **"mers servicerid.org.jpeg"**: Shows MIN status inactive, deactivation date **11/29/2010** for Nationstar Mortgage LLC. * **Contradiction**: Two MERS search results for Nationstar Mortgage LLC show conflicting deactivation dates for the MERS MIN status. This could indicate administrative errors or different MINs being referenced.##
LEGAL ISSUES1. **Chain of Title / Foreclosure Validity (HIGH Severity)** * **Problem**: The most significant issue arises from the contradiction regarding the date of the original trust deed being foreclosed upon. "2017-020141.pdf" (Trustee's Deed Upon Sale) references a 2013 Deed of Trust. While other documents like "2007 Deed of Trust.pdf", "2011-000298.pdf", "2013-042595.pdf", and "DOT 2007-049367.pdf" clearly establish a 2007 Deed of Trust for the Cronin and Jones property. This raises serious questions about: * Whether the correct loan/Deed of Trust was foreclosed. * If the 2013 Deed of Trust was a refinance, was the original 2007 Deed of Trust properly reconveyed or discharged? * Did Nationstar Mortgage LLC have the authority to foreclose on the 2007 Deed of Trust, or was it only connected to a later 2013 Deed of Trust? *
The notice of default and sale ("2016-060193 cert of compliance altered.pdf", "2017-017702.pdf") needs to clearly link back to the instrument the foreclosure is based on. If it's based on the 2013 DoT, but a 2007 DoT was the original, tracing the proper chain of title and beneficiary status is crucial. * **Impact**: Potentially invalidates the foreclosure sale to Fannie Mae and raises questions about Fannie Mae's current ownership. This is directly challenged by "2012-030816.pdf" (Notice of Pending Proceeding)
2. **Missing Reconveyance of Original Deed of Trust (MEDIUM Severity)** * **Problem**: If the 2013 Deed of Trust (referenced in the Trustee's Deed Upon Sale) was a refinance of the 2007 Deed of Trust, there should be a reconveyance of the 2007 Deed of Trust. While "2013-042595.pdf" *is* a Reconveyance, its timing and relation to the supposed 2013 Deed of Trust need clarification. A reconveyance of the *2007* Deed of Trust should have occurred if a new 2013 Deed of Trust superseded it. * **Impact**: If the 2007 Deed of Trust was not properly reconveyed, it could still be an active lien on the property, creating a cloud on title.3. **Inconsistent Participant Names (LOW Severity)** * **Problem**: "2011-000298.pdf" lists "Casey E Cronin" for the original deed of trust, while other documents consistently refer to "CASEY N CRONIN". This could be a minor clerical error but should be verified to ensure proper party identification throughout the chain. * **Impact**: Minor, but could be used to challenge a document's validity if not clearly an "aka" or proven typo.
4. **MERS Role Clarity Post-Deactivation (MEDIUM Severity)** * **Problem**: The MERS ServicerID reports ("mers 2015.jpeg", "mers servicerid.org.jpeg") indicate Nationstar Mortgage LLC's MIN status as inactive with data purged. This raises questions about MERS's ongoing role as nominee and its ability to assign interests ("2015-023058.pdf") after deactivation, especially if records were purged. * **Impact**: Could potentially challenge the validity of assignments made after a MERS account became inactive or had its data purged, depending on the specific circumstances and MERS rules.
5. **Notice of Pending Proceeding (HIGH Severity)** * **Problem**: "2017-030816.pdf", a Notice of Pending Proceeding filed by Casey Cronin against Nationstar Mortgage, LLC, directly challenges the ownership and title to the property. This indicates ongoing litigation that could affect the outcome of the foreclosure and subsequent transfers. * **Impact**: This lawsuit directly impugns the ownership chain and is a massive red flag for any potential title holder. Fannie Mae's acquisition is at risk.##
TIMELINE ANALYSIS* **
July 16, 2007**: Kathy Cooper transfers property to Casey N. Cronin and Brian M. Jones for $226,000.00 ("2007-049366.pdf").* **
July 20, 2007**: Deed of Trust filed, naming MERS as Grantee for a loan from SUNTRUST MORTGAGE, INC. to Casey N. Cronin and Brian M. Jones, securing $226,000.00, dated July 13, 2007 ("2007 Deed of Trust.pdf", "DOT 2007-049367.pdf", "2007-049367.pdf").* **
November 29, 2010**: Nationstar Mortgage LLC's MERS ServicerID record deactivation date (Conflicting with 2015 deactivation) ("mers servicerid.org.jpeg").* **
January 3, 2011**: Corporate Assignment of Deed of Trust from MERS as nominee for SunTrust Mortgage, Inc. to Nationstar Mortgage LLC. References original DoT dated 07/13/2007 ("2011-000298.pdf").* **
July 10, 2013**: Deed of Trust filed (not the foreclosed one) by SUNTRUST MORTGAGE, INC. for Ronnie Dale Fent and Linda J Fent, on a different property ("2013-037537.pdf"). **This document seems unrelated to the Cronin/Jones property.*** **
August 2, 2013**: Substitution of Trustee and Full Reconveyance. MERS substitutes Henry L. Bauer as Trustee and directs reconveyance. Original Deed of Trust dated 07/13/2007. *If this reconveyed the 2007 DoT, then the later foreclosure on the 2013 DoT was not on the original loan that transferred to Nationstar.* This timing is critical and needs clarification. ("2013-042595.pdf").* **
May 18, 2015**: Nationstar Mortgage LLC's MERS ServicerID record deactivation date (Conflicting with 2010 deactivation) ("mers 2015.jpeg").* **
May 27, 2015**: Corporate Assignment of Deed of Trust from MERS as nominee for Nationstar Mortgage LLC to Nationstar Mortgage LLC. *This references an original Deed of Trust dated 06/29/2013 and recorded 07/09/2013.* This is the first official mention of the 2013 Deed of Trust. ("2015-023058.pdf").* **
December 2, 2016**: Notice of Default and Election to Sell by Quality Loan Service Corporation of Washington, naming Casey N. Cronin and Brian M. Jones as grantors and Nationstar Mortgage LLC as beneficiary. Foreclosure proceedings initiated. Public auction scheduled for 04/19/2017 ("2016-060193 cert of compliance altered.pdf").* **
March 30, 2017**: Quitclaim Deed from Brian Jones to Casey Nicole Cronin for the property ("2017-015553.pdf").* **
April 12, 2017**: Recording Cover Sheet / Affidavit of Mailing Notice of Sale and Notice to Grantor, related to the foreclosure of Casey N. Cronin and Brian M. Jones ("2017-017702.pdf").* **
April 19, 2017**: Trustee's Sale occurs, Fannie Mae purchases property.* **
April 25, 2017**: Trustee's Deed Upon Sale, transferring property from Quality Loan Service Corporation of Washington to Federal National Mortgage Association ("Fannie Mae"). *States original trust deed executed 06/29/2013.* ("2017-020141.pdf").* **
June 27, 2017**: Notice of Pending Proceeding filed by Casey Cronin against Nationstar Mortgage, LLC, regarding the property's title ("2012-030816.pdf").* **
July 26, 2023**: Quit Claim Deed between Fannie Mae and Nationstar Mortgage LLC d/b/a Mr. Cooper. ("2023-021458.pdf").* **
July 12, 2024**: Quitclaim Deed from Nationstar Mortgage LLC to Federal National Mortgage Association. ("2024-019918.pdf").**Chronological Issues:**The primary timeline inconsistency relates to the Deed of Trust being foreclosed. The foreclosure documents ("2017-020141.pdf") explicitly state the original trust deed was from **06/29/2013**, while earlier documents show an active 2007 Deed of Trust for the same property and borrowers that was assigned to Nationstar. The "2013-042595.pdf" (reconveyance of the 2007 DoT) adds another layer of complexity; if the 2007 DoT was reconveyed *before* the 2015 assignment of the 2013 DoT, then the chain of title for the foreclosed interest is highly problematic. It's unclear what happened to the 2007 loan if it was reconveyed.##
SUMMARY The main issue is a severe contradiction regarding the Deed of Trust that was foreclosed upon. While the initial property purchase and mortgage ("2007 Deed of Trust.pdf", "DOT 2007-049367.pdf") clearly stem from 2007, the Trustee's Deed Upon Sale ("2017-020141.pdf") states the foreclosure was based on a 2013 trust deed. This raises fundamental questions about the legal validity of the foreclosure sale to Fannie Mae and potentially impacts all subsequent transfers. The presence of a lawsuit ("2012-030816.pdf") by Casey Cronin further confirms the legal challenge to the property's title. The inconsistent MERS deactivation dates also suggest administrative sloppiness, though less critical than the foreclosure issue. The sequence of assignments and reconveyances, particularly regarding the different Deed of Trust dates, is confusing and requires significant clarification to establish a clear chain of title.